Inland Marine Insurance
Inland Marine Insurance Quote Forms
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Inland Marine Insurance Information
Companies that store property away from their primary business location and those with property in transit count on inland marine insurance to help protect their property. Contact the agents at Kendall & Associates Insurance Agency in Greenville, South Carolina, to learn more about this type of business insurance and get a quote.
What Is Inland Marine Insurance?
It’s easy to confuse inland marine insurance with marine insurance, which covers a company’s property while in transit over water.
Inland marine insurance may help pay to replace or repair your organization’s covered property or equipment if it’s damaged or destroyed while in transit or stored away from your primary business location. Inland marine losses are commonly caused by cargo theft and collisions.
What Does Inland Marine Insurance Cover?
Your inland marine policy may help cover:
- Special tools used in day-to-day business operations when you work on-site.
- Unique or valuable property not covered by your commercial insurance policy.
- Heavy equipment installed in a truck or van.
- Customer or rental property in the temporary care of your business.
- Valuable equipment that moves from place to place inside a company vehicle.
- Electronic data and computer equipment that travels to various locations.
Inland marine insurance helps pay to replace or repair your organization’s property after a covered loss, even if the property is excluded by your business owners policy (BOP). If your company has a BOP, contact your agent to determine if tailoring your company’s coverage by adding inland marine insurance may be beneficial.
Does Inland Marine Insurance Include Liability Coverage?
Yes, an inland marine insurance policy typically includes coverage for any third-party-owned property in your company’s possession that’s stored away from your primary business location or in transit.
What Is Not Covered By Inland Marine Insurance?
Your inland marine insurance only covers property in transit that isn’t at your primary business location at the time of the loss. It does not cover damage from floods, earthquakes or business vehicle damage.
If you have concerns about your commercial auto coverage or protecting your business property from flood or earthquake damage, talk with your agent to learn more about policies that provide coverage for specific perils.
How Much Does Inland Marine Insurance Cost?
Each insurer sets premiums using various criteria about your business and your policy, including:
- Your company’s industry
- Your company’s previous claims history
- The value of the property you want to insure
- Your location
- Your policy’s coverage limits and deductibles
Get Inland Marine Insurance Today
Inland marine insurance provides valuable coverage for businesses. Contact Kendall & Associates Insurance Agency to get the inland marine coverage your company needs.
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